In 2019, there were about 38,800 people killed in motor vehicle collisions. During 2020, accidents actually increased during this time.
If you’re in a fender bender, then you might wonder what to do. This article will answer the question, what to do if you’ve been in a fender bender. Read on to explore the answer to this question and get the help that you need today.
Call the Police
First, contact the police right before checking out this guide about car accidents. If someone needs medical attention then you’ll want to call 911 right away. Make sure to obtain a copy of the police report as well.
Be Honest
When the police arrive you’ll want to be honest. Don’t say too much by talking to the other driver. They might try to use what you say against you.
Snap Pictures
If you’re able to, snap pictures after the accident. This can provide details for the police and insurance company.
Also, reach out to any witnesses and write down their phone numbers and name. Jot down notes about the accident as well.
Make sure you write down whether the driver was impaired, the road conditions, and any other details. This might help out the insurance company.
Exchange Information
Exchange information with the other person involved in the accident. You’ll want to write down the location of the accident, their full name and contact information, and the type of vehicle that they’re driving.
Also, write down their license plate number and driver’s license information. You’ll also want to receive their policy number and the name of their insurance company.
Begin Auto Insurance Claims
Reach out to a car accident attorney to ensure that you get the proper care and compensation that you deserve. You’ll also want to file the accident with your auto insurance.
An auto insurance adjuster will assess the damage and let you know the cost of repairs. You might have a deductible before they’ll pay for anything. If you’re not at fault then the other party will pay for the damages.
Keep in mind that they might send you to their shop of choice. You can still choose the shop that you’d like.
See a Doctor
Even if you feel OK, it’s important to see a doctor. Sometimes, some damages can present themselves later on. Keep all records including receipts and diagnoses from the doctor.
See a Car Accident Lawyer
In certain cases, you might need to see a car accident attorney. This is especially true in more serious cases where you suffer damages. They’ll work with you to ensure that you receive the compensation that you deserve in the courtroom for time missed from work due to injuries, etc.
When Should You Hire a Car Accident Attorney?
If you’re injured it’s a good idea to hire a car accident lawyer. If you don’t, many times when individuals try to represent themselves they might fail.
If you decide to represent yourself, an insurance carrier will try to give you the lowest amount of settlement money possible. They’ll try to write it off which will leave you in a fragile state since you won’t know the care that you’ll need.
When you’re not sure how much money you should receive is another reason why you should hire an attorney. They’ll ask you questions and help to figure out how much compensation you should be able to receive. Also, if it’s someone else’s fault you’ll want to make sure that you receive the compensation that’s necessary.
Another valid reason is if the person who is at fault doesn’t have insurance. Your lawyer can reach out to your insurance and see about the compensation that you deserve.
Evidence
Oftentimes, you’ll need proof to defend your case. Whether you’re overwhelmed or too injured to obtain the necessary paperwork, an attorney can help. They’ll know where to look for the evidence including proof of damages and liability.
Death
A common reason that someone will reach out to an attorney is if their loved one dies in a car accident. Whether that’s from sustained injuries or during the accident.
You might receive compensation for burial or funeral expenses, medical hospital bills, and lost income. It can also include guidance after the accident for you. Also, the value of household services as well.
Keep in mind that laws do vary from state to state. It’s important to speak with a lawyer who has experience in car accidents to know your options.
What if I’m Worried About the Cost of an Attorney?
Many attorneys will offer you a free initial consultation. During this meet, they can go over how much it’ll cost, and sometimes it might be pro bono. Many law firms will take on so many of these cases each year.
Lawyers can also offer you a contingency fee. This means that you won’t be billed by the hour or charged upfront. Instead, they’ll receive a percentage of the money that you receive.
Exploring What To Do After a Fender Bender
After exploring this guide, you should have a better idea of what to do if you’ve been in a fender bender. Take your time collecting the necessary information and make sure that nothing is missed. Reach out to a lawyer if necessary to make sure that you receive the compensation necessary.
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