For all businesses , large and small, having a good credit card is essential. It can help to finance the business so that it can continue running and grow. Like with anything, there are different types of business credit cards, each with their own pros and cons. The best business credit card for your business will depend on the size of your business, how you plan to use it, and what type of rewards or perks you’re looking for.
Here is a list of the best business credit cards for 2022:
- The Blue Business℠ Plus Credit Card from American Express: This is a good choice for businesses that want to earn cash back on everyday business expenses. You can earn 2% cash back on the first $50,000 spent in eligible purchases each year, and 1% cash back on all other eligible purchases. There’s no annual fee, and you can get a 0% intro APR on purchases for the first 12 months.
- The Ink Business Cash℠ Credit Card: This card is a good choice for businesses that want to earn cash back on business expenses such as office supplies and gas. You can earn 5% cash back on the first $25,000 spent on office supplies and internet/cable/phone services each year, 2% back at gas stations and restaurants, and 1% cash back on all other eligible purchases uno reverse card. There’s no annual fee, and you can get a 0% intro APR for the first 12 months.
- The Wells Fargo Business Platinum Credit Card: This card is a good choice for businesses that want to earn points on business expenses. You can earn 5 points per $1 spent on the first $5,000 spent in eligible purchases each year, 3 points per $1 spent on gas and office supplies, and 1 point per $1 spent on all other eligible purchases. There’s no annual fee, and you can get a 0% intro APR on purchases for the first 12 months.
- The Capital One® Spark® Cash for Business: This is a good choice for businesses that want to earn cash back on business expenses. You can earn 2% cash back on every purchase, with no limit to the amount you can earn. There’s no annual fee, and you can get a 0% intro APR on purchases for the first 9 months.
- The Chase Ink Business Preferred℠ Credit Card: This is a good choice for businesses that want to earn points on business expenses. You can earn 3 points per $1 spent on the first $150,000 spent in combined purchases on travel, shipping, internet/cable/phone services, and advertising purchases with social media sites and search engines each year. There’s no annual fee for the first year, then $95 per year thereafter.
- The Capital One® Spark® Miles for Business: This card is a good choice for businesses that want to earn miles on business expenses. You can earn 2 miles per $1 spent on every purchase, with no limit to the amount you can earn. There’s no annual fee, and you can get a 0% intro APR on purchases for the first 9 months.
- The American Express® Business Gold Card: This is a good choice for businesses that want to earn cash back on business expenses. You can earn up to 4 points per $1 spent on your top two categories each year, 2 points per $1 spent on other categories, and 1 point per $1 spent on all other purchases. There’s a $295 annual fee, but you can get a 0% intro APR on purchases for the first 12 months.
- The Chase Ink Business Unlimited℠ Credit Card: This card is a good choice for businesses that want to earn cash back on business expenses. You can earn 1.5% cash back on every purchase, with no limit to the amount you can earn. There’s no annual fee, and you can get a 0% intro APR on purchases for the first 15 months.
- The Discover it® Business Card: This card is a good choice for businesses that want to earn cash back on business expenses. You can earn 5% cash back on up to $5,000 spent in categories that rotate each quarter, and 1% cash back on all other purchases. There’s no annual fee, and you can get a 0% intro APR on purchases for the first 14 months.
Conclusion:
There are a variety of business credit cards available, each with its own perks and benefits. The best card for your business will depend on your spending habits and what type of rewards you’re looking for. Be sure to compare different cards before choosing one to ensure that you’re getting the best possible deal.