The Old Navy credit card is one of the most popular store credit cards on the market. It offers a host of rewards and benefits, making it a great choice for avid shoppers at Old Navy and its sister brands, Gap and Banana Republic. Here’s everything you need to know about the Old Navy credit card:
What are the main benefits?
Signing up for the Old Navy credit card can earn you rewards that you can use at any one of the Gap brand family stores. Rewards earned through this card include:
5% off purchases made online and in store. This is a great way to save money on every purchase. Once you sign up, all you have to do is make sure you pay your statement balance in full and on time each month. This will ensure that the 5% you save from this benefit is credited onto your next statement.
2% off purchases made at Gap, Banana Republic, and Old Navy brand stores. With every purchase made at a sister location, you’ll receive 2% off towards your next purchase at any of the Gap brand locations.
Additional savings for cardholders through the Gap, Banana Republic, and Old Navy newsletters. Get special offers on clothing and accessories before they’re available to the general public by signing up online for these exclusive notifications within minutes after you sign-up for your Old Navy credit card.
What is the Old Navy credit card’s APR?
The APR for this card is between 14.24% and 22.24%, depending on your creditworthiness and prevailing interest rates. This is a great way to save money on purchases, especially since you’ll be able to pay off every purchase made with this card in full each month.
What is the annual fee for the Old Navy credit card?
There is no annual fee to worry about with this credit card. You’ll be able to take advantage of an entire year’s worth of rewards, discounts, free shipping offers, and other perks without paying a cent upfront.
Does this card offer any other benefits?
The Old Navy credit card comes with chip-and-pin technology, making it safer to use wherever you happen to be shopping. This makes it easier for you to make purchases in stores or online where chip technology is used without ever having to worry about your card information getting lost along the way.
How do I apply for the Old Navy credit card?
You can easily apply for this credit card online. After filling out an application, you can expect a response within minutes as to whether or not you’ve been approved. If you are, you can start taking advantage of all the great rewards and benefits that come with this card immediately.
