Many people use credit cards to save money because they have a lot of offers and discounts. As a result, the AU Small Finance Bank has developed four customised credit cards that come with a slew of perks. These cards allow you to enjoy lifestyle benefits and purchase on international excursions. There are four credit cards available, each with its own set of fees and charges to ensure that everyone can afford them.
AU Bank Credit Card provides premium benefits to its customers. This card should be your first choice if you’re seeking a card that delivers distinct benefits. You enjoy lifestyle perks, accelerated reward points, 24×7 global concierge services, and complimentary airport and railway lounge access with the AU Small Finance Banks Credit Card.
- The Primary cardholder must be between the age of 21 years and 60 years where Add-on cardholder should be over 18 years
- The cardholder should be Resident Indian
These are only standards. AU Bank reserves the right to approve or deny credit card applications.
Fees & Charges
Annual Card Membership fee of AU Small Finance Bank Credit Card is Rs. 2,999 + applicable taxes.
Customers can, however, take advantage of an annual card fee waiver offer from the bank. To take full advantage of the offer, the cardholder must meet the following requirements:
- For 1st year fee waiver – Rs.40,000 retail spends done within 90 days of card set up
- For 2nd year onwards fee waiver – Rs. 1,50,000 retail spends done in previous card anniversary year
A credit card, like a debit card, is a convenient way to make cash transactions online and offline. One of the most significant benefits of a credit card over a debit card is that it allows one to borrow money to make purchases. A credit card increases the purchasing power and makes credit available in addition to the personal savings. This makes it simple to pay for large-ticket items as well as deal with financial emergencies. AU Small Finance Bank Credit Card offers a large variety of features to its customers, some of them are :
- Welcome Offer
AU Small Finance Bank Credit Card offers vouchers worth Rs. 2000 on minimum Rs.30,000 retail spends done within 60 days of card setup.
- Accelerated Rewards Program
AU Small Finance Bank Credit Card offers reward points that can be redeemed to gain additional benefits :
– 10 Reward Points per Rs.100 retail spends done on Utility bill payments.
– 4 Reward Points per Rs.100 retail spends done on Grocery & Departmental store spends.
– 2 Reward Points per Rs.100 retail spend across all other merchant categories.
- Milestone Benefits
AU Small Finance Bank Credit Card offers Monthly Jackpot, Quarterly Milestone Beneﬁts and Yearly Milestone Beneﬁts to its customers.
- Birthday Benefit
AU Small Finance Bank Credit Card gives the opportunity to earn 1,000 Bonus Reward Points on completing one retail transaction on your birthday.
- Complimentary Lounge Access
AU Small Finance Bank Credit Card offers special benefits redeemable at Airport & Railway Lounges
- AU Rewardz
The AU Small Finance Bank Credit Card offers a variety of ways to redeem Reward Points for fantastic rewards. Here are a few examples:
– E-vouchers of top brands
– Mobile/DTH recharges
– Flight/Hotel bookings and much more
- Fuel Surcharge Waiver
For fuel transactions between Rs.400 and Rs.5,000, the AU Small Finance Bank Credit Card offers a 1% Fuel Surcharge Waiver across all fuel stations in the country (Maximum Rs.250 per statement cycle).
- Comprehensive Protection Cover
AU Small Finance Bank Credit Card offers Air Accident Cover, Card Liability Cover, Credit Shield, Purchase Protection and Other Travel related covers to its customers.
Credit cards have almost become a necessity in today’s world. AU Small Finance Bank Credit Card gives easy access to low-cost credit. They are also lifesavers in situations where one requires immediate access to funds, such as financial emergencies. It provides extra rewards, protection, and convenience in addition to easy credit making them on of the best credit cards in India.